I’m pleased to report that I’ve now completed my Certificate in Insurance, an objective first outlined in my post of 1 July. This is a fairly modest qualification and so my attaining it is unremarkable, but for the fact that it is unusual for a health insurance adviser to hold a full CII qualification. There is no legal requirement for those advising on PMI to hold a public qualification, so most firms choose to forego the expense in favour of an internal training and competence programme.

I came across the following quote in one of the course textbooks, which I thought noteworthy:

The hallmark of a professional is the ability to step back from issues of self-interest and provide competent independent advice in the best interests of a client.

– The Chartered Insurance Institute

Quite so. In the PMI broking sector, the ability to work in the best interests of one’s clients without exception distinguishes the adviser from the salesperson.